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- 08:06, 17 September 2012 (diff | hist) . . (+1,340) . . N User:3-fast-cash-loans (New page: So, if a [http://www.easyfinance.com/small-loans/ EasyFinance.com] As the above example illustrates, the effective interest rate is often higher than the APR due to the compounding effects...) (current)